Unlocking Wealth: A Beginner's Guide to Personal Finance.
"Heat your home, not the planet!"
This mission is more important then ever, which is why I'm thrilled to announce that I've invested into Vamo! A German #Startup offering "Heatpumps as a Service", so people can make the switch without a hefty upfront investment!
Now let's get everyone onto the only low-carbon, affordable and scalable heating system available today. Go #Heatpump!
In a world focused on quick wins, this blog post offers a reality check on the long-term gains of cloud computing. Drawing on a comprehensive study, it highlights that the true ROI from cloud adoption often takes years to show up on the balance sheet. #cloud #cloud-migration #investment #fallacies #realitycheck
Italy's Eni and Saudi Acwa Power sign accord to develop green hydrogen project: OGEL Law Journal Special on The Hydrogen Economy
#Energy #BlueHydrogen #GreenHydrogen #GreyHydrogen #Renewables #Legal #Regulatory #Policy #Contracts #Geopolitics #Fiscal #Tax #Investment https://www.reuters.com/sustainability/climate-energy/italys-eni-saudi-acwa-power-sign-accord-develop-green-hydrogen-project-2023-09-04/?utm_source=dlvr.it&utm_medium=mastodon
It's great to hear that #Apple is investing in India! We hope that this means more jobs for the people there and a boost to their economy. #AirPods production in India will create even more opportunities, and we can't wait to see what the future holds for this partnership! #AppleIndia #Investment #Jobs http://www.techmeme.com/230924/p5#a230924p5
Srettha claims foreign corporations now more at ease about investing in Thailand #Company #Foreigners #Investment #SretthaThavisin https://www.thailandnews.co/2023/09/srettha-claims-foreign-corporations-now-more-at-ease-about-investing-in-thailand/
The IMF plans to tell China to boost weak domestic consumption, address its troubled real estate sector and rein in local government debt, problems that are dragging down both Chinese and global growth. https://www.japantimes.co.jp/business/2023/09/16/economy/imf-china-consumption/?utm_content=buffer97e59&utm_medium=social&utm_source=mastodon&utm_campaign=bffmstdn #business #economy #china #imf #investment #globaleconomy
He says that later this year the ATRC will announce the launch of a state-backed AI company to go head to head with the field’s leading lights, such as OpenAI, creator of ChatGPT. Though it will face an uphill battle, the Emirati outfit could yet emerge as a credible competitor. #technology #AI #business #AbuDhabi #investment #innovation #adaption https://www.economist.com/business/2023/09/21/abu-dhabi-throws-a-surprise-challenger-into-the-ai-race
New Zealand not ready yet to resume FTA talks with India: Damien O’Connor: TDM Law Journal Special on Int'l #Commercial and #Investment #Disputes in and with #India - free excerpt
Part II #Africa #RacismInAfrica #Ghana #Lebanese #Chinese #LightSkin #BlackAmericans #BlackAmerica #Xenophobia #Colorism #RacismInGhana #WhoCares #Travel #Business #Investment #BusinessAdvisory #Africa #AfrikanSauce #Humanity #HumanRightsViolations #Dreadlocks #Tattoos #SkinColor #Race
@cbcworld Yet another example that Danielle Smith is a raving incompetent dimwit. This time she's looting Albertans' pensions to turn the money over to her de facto employer, the fossil fuel industry. That's where this government will "invest" the cash. This is all about looting for industry, not providing a viable investment plan.
As the FT observe, #RishiSunak's shifts on (or watering down of) commitment to #NetZero, 'will exacerbate the general uncertainty & lack of trust in the government to stick to its commitments that have led to business investment flatlining since 2016'!
I would hesitate to say Govt. successive declarations & UTurns are the *only* reason for the UK's #investment problem but the FT is surely right that it is a major contributing factor....
🏦 Nomura's Laser Digital Asset Management launches the #BTC Adoption Fund for institutional investors, marking the beginning of a new era in crypto investments. With $500+ billion in assets, Nomura opens doors to the world of cryptocurrencies. 🌐💼 #Cryptocurrency #Investment #Nomura
In another move to kill off his own #investment (and that of #MBS and other serial violators of #humanrights...), #MadElon has announced that #TPFKAT (The Platform Formerly Known As Twitter) is likely to introduce a #paywall. Mad Elon thinks that's the only way to get rid of bots.
He'll find out that it's a highly efficient way to get rid of actual users. He is in no position to ask money for participation in that cesspit.
In today’s ever-changing investment landscape, the importance of fortifying one’s investment portfolio cannot be overstated. Historical events like the 2008 subprime mortgage crisis and the COVID-19 pandemic have demonstrated the necessity of building resilience in the face of market volatility.
Bastion, Co-Founded by Former a16z Crypto Leaders, Raises $25M to Drive Web3 Adoption - Crypto startup Bastion has raised $25 million in a funding round led by venture giant And... - https://cryptonews.com/news/bastion-co-founded-by-former-a16z-crypto-leaders-raises-25m-to-drive-web3-adoption.htm #blockchainnews #investment #a16z
A bit of a favourite of mine from when I was recommending analysts to students, here's Marianne Mazzucato outlining her position on why governments need clear #investment plans.
Mazzucato has long been arguing for 'smart' activist government with a better understanding of risk & how #innovation can be supported.
This is a really good summary of her position & I would urge anyone seeking to understand how we could do a better job of government take time to read this!
2024 Range Rover Evoque Invokes Modern Luxury. JLR might have a new brand identity, but the 2024 Evoque sticks with a tried-and-true formula of contemporary appeal.
#Dhamma Talk #audio recording "Cornucopia":
Topics: relatives who pass away, merit, #happiness, puñña, rebirth, favorable birth, heavenly rebirth, good kamma, vipaka, resultants, practice as a form of #investment, reframing our #worldview, battling depression, critique, dukkha, ignorance, #humanity, #ProblemSolving, #HumanNature, #cooperating in large groups, emotional and psychological conditioning
Investment Firm Reverie Sets Up $20 Million Crypto Venture Fund for Web3 Startups - The New York-based crypto-focused investment firm Reverie has launched Reverie Fund One, ... - https://cryptonews.com/news/investment-firm-reverie-sets-up-20-million-crypto-venture-fund-for-web3-startups.htm #blockchainnews #investment #web3
"The idea that public investment in #infrastructure serves #democratic goals fell out of favor in the U.S. in the 1980s under #Reagan. Leaders then insisted private #investment reacted more efficiently to market forces whereas govt investment distorted markets & tied up $$$ that private investment cd use more effectively. In fact, the dramatic scaling bk of public investment since then has...led to crumbling infrastructure & its exploitation by private individuals." #HeatherCoxRichardson
#Bitcoin #cryptocurrency #HistoricalPerformance #investment Is September a Good Time to Buy Bitcoin? Factors to Consider: The decision to buy Bitcoin in September should be made after considering several factors, acknowledging the inherent volatility and risks associated with cryptocurrency investments. Here are key points to consider:
Bitcoin's Current State: At the time of writing, Bitcoin is trading at $26,647, with a 1.5% daily increase and a 2% gain over the… https://btcnews.biz/bitcoin/is-september-a-good-time-to-buy-bitcoin-factors-to-consider/?utm_source=dlvr.it&utm_medium=mastodon
Peter Thiel-Backed Founders Fund Invests in Layer N's Ethereum Scaling Tech - The new Ethereum scaling network Layer N has raised $5 million in a seed funding round le... - https://cryptonews.com/news/peter-thiel-backed-founders-fund-invests-in-layer-ns-ethereum-scaling-tech.htm #ethereumnews #investment #peterthiel #ethereum #layern
A new company spun-off from a university lab consortium is advancing gene therapies delivered through the lungs to treat rare inherited respiratory diseases.
#News #Press #Science #Business #Biotechnology #StartUp #GeneTherapy #Respiratory #InheritedDisease #CysticFibrosis #AATD #Lentivirus #Aerosol #Nebulizer #Lungs #Finance #VentureCapital #Investment #SeedFunds #UK #University #Consortium #Labs
I think that what @pluralistic calls #enshittification can be extended beyond #tech and applied to business dealings in general. #China in the first to come to mind where over time the demands of the authoritarian regime become more abusive and absurd. But because of the #investment and the huge #market they cannot (will not) stand up to the government. This can be extended to #Russia as well. How many joint ventures were squeezed out once #technology transfer and/or infrastructure building was complete. Will this happen with #Modi and #India as well? The trap of constantly searching for cheap #labor and lack of #regulation naturally leads to doing business with unsavory people/governments.
If these bills pass all the hurdles - and of course it will be taken to court - California will have caused a financial earthquake that will reverberate around the planet.
"Julie Gorte, SVP sustainable investing at Impax Asset Management, says, “What the #investment community is working at doing is pricing #ClimateRisk. We need real assurance by 2030 … If [a company has] higher #emissions, they’re at greater risk and I’m going to need a premium” to own such companies."
SEC Fines Stoner Cats NFTs Creator $1 Million for Securities Violation - The company behind Stoner Cats non-fungible tokens (NFTs) has to pay a $1 million fine an... - https://cryptonews.com/news/sec-fines-stoner-cats-nfts-creator-1-million-for-securities-violation.htm #non-fungibletokens #securities #investment #investing #ethereum #nftnews #legal #sec #nft #us
Great news for the UK car industry! BMW investing in Oxford and Swindon plant futures. Government helped too but we don't know how much they put in.
Lots more besides to listen to this week on the @motoringpodcast
To 👂 via streaming click 👉 https://motoringpodcast.com/episodes/2023/09/12/542-too-wet-to-light-man
To 👂 via Apple/Google click 👉 https://buff.ly/2ZvyyAo
UK infrastructure investment falls by nearly two-thirds following Brexit. New public sector lenders are failing to make up for losses due to Britain's exit from the European Investment Bank.
Some #Brexiters may argue (not completely implausibly) that it is too early to conclude that the UK's replacement for #EuropeanInvestmentBank development support is running at only a third of the level of the EU's provision of #Investment funds, but currently the gap is striking.
For optimists, the start of the UK Development Banks record doesn't look unlike the early years of the EIB's disbursement of funds... for pessimists, every year it falls short emphasises the negative impact of #Brexit
Digital Trading Platform MetaComp Offers Clients Stablecoin-to-TradFi Security Path, Claiming Singapore First - Trading volume has climbed to around $50 million since the service was introduced last mo... - https://www.coindesk.com/business/2023/09/13/digital-trading-platform-metacomp-offers-clients-stablecoin-to-tradfi-security-path-claiming-singapore-first/?utm_medium=referral&utm_source=rss&utm_campaign=headlines #treasurybills #regulations #stablecoins #investment #singapore #finance
A new company developing treatments for neurological and psychiatric diseases from aberrant immune system activity is raising $58 million in seed funds.
Pension funds are risking the retirement savings of millions of people by relying on economic research that ignores critical scientific evidence about the financial risks of the Climate Crisis.
REPORT: Loading the DICE Against Pensions https://carbontracker.org/reports/loading-the-dice-against-pensions/
Back in 2016-2022
I road the whole online #privacy, and Linux train wagon.
switching away to #Ubuntu into something called #BodhiLinux and changing the desktop manager to a window manager called #openbox and using a separate taskbar called #tint2 and setting it to always load the task bar on start up along with openbox to improve os performance.
1. I'd rather use Chrome anyday then #Firefox despite the privacy benefits, because Firefox just isn't really as optimised and performing as Chrome beause most sites are designed for Chrome.
2. To avoid the social embassment of being a computer geek, when you go out your house and are using Firefox you might think your cool but must normal people will likely be like; 'what's a firefox?' but if you talk about chrome they'l more likely know about it. They'l respect you more, and you go up the social ladder, and not down. Same logic is applied to #linux .
3. I don't use #windows because while it is commonly used, no one actually likes it, or respects it including normal users. It is a laughing stock. while #Chromebook is an os for the most popular browser, while also being rid of ads, supports #android apps, and #Linux apps, and is easy to access and use. #chromeos
these three reasons has helped me to make the decision to stick with #Google Chrome browser and Chromebooks.
Why do I use #mastodon ? because when I use social media online i'm not usually talking with people in real life so to me it doesn't impact my #socialcircle, but at the same time I do learn stuff I other wise wouldn't as likely on other social platforms. So it's worth the #investment of my time.
You will have heard that #JeremyHunt thinks that labour market participation is a major problem for the UJK - too few of us are available for work... but our participation rate is above France & the US, a little below Germany but really that different at all.
The problem of course is #productivity; whether due to a lack of capital #investment, bad management, or weak training/education (or all 3), we need more #workers in work because productivity is low(er) than our economic competitors.
Interessanter Artikel zur Nachhaltige Wirkung von #Investment Fonds
"Das sind die ECOreporter-Favoriten-Aktien in der Kategorie Nachhaltige Dividendenkönige":
Procter & Gamble
Canadian National Railway
Deutsche Post DHL Group
American Water Works
Nachhaltiger sind oft kleinere Unternehmen in der Kategorie Nachhaltige Mittelklasse:
Church & Dwight Inc.
Hain Celestial Group Inc.
Mayr-Melnhof Karton AG
Vestas Wind Systems A/S
"Ohne Wenn und Aber nachhaltig und noch dazu profitabel: Das sind unsere acht grünen Favoriten unter den Small-Cap-Aktien":
IVU Traffic Technologies AG
John B. Sanfilippo & Son Inc.
ABO Wind AG
Oft fehlt ein Nachhaltigkeitsrat, welcher im Dialog zu den Unternehmen steht.
Das Stimmrecht wird den #ETF Anbietern (Blackrock, Deutsche Bank, ...) übertragen.
Verteilung strikt nach Marktkapitalisierung birgt Probleme. Z.B. MSCI USA SRI hat 20% Microsoft.
Auf der anderen Seite sind "Smaller Companies" und Europa oft unterrepräsentiert
The Department of Health and Human Services is allocating $100 million for venture investments in new technologies to prepare for future threats from Covid-19.
I'm making a movie inspired by Pan's Labyrinth. It's stars Tara Platt with creature design and build by Toby Froud in between other Shadowmachine projects. But we need help to get the campaign funded to make our film.
#crowdfunding #sagaftra #crowdfundingcampaign #indiefilm #fundraising #donate #support #seedandspark #filmcampaign #crowdfund #help #funding #fundraiser #crowdfundingproject #art #film #love #shortfilm #actor #filmmaking #film #thewayofthings #indiefilmmaking #sxsw #gofundme #community #investment #filmmaker #producer #instagram
Unsurprisingly in many cases the #tax paid on earned income is twice the proportion paid on capital gains... part of this is an explicit support of #investment (which given low levels of investment in the UK, we can safely say is a failing policy) and partly because CGT is so structured to allow all sorts of game-playing & manipulation by rich holders of capital.
The solution (as the FT would argue) is partly tax simplification & partly a refocusing of tax altogether!
Which are two best financed & resourced #womensfootball leagues in the world?
Spain & England.
which two countries have reached the #womensworldcup final?
Oh, Spain & England.
Where do the majority of women footballers play if not in their own country?
hmmmm, Spain & England.
Starting to see a theme?
But, of course, what this demonstrates is to get on in world support #investment is required.... the only Q. is how ponies up the cash?
Is women's football next on Qatar's 'investment' list?
"E2,, a clean energy group, counts 210 projects announced, which would translate into $86 billion in new #investment across 39 states. When combined with the investment from the #CHIPS and infrastructure laws, those estimates could go as high as $230 billion. And that’s just private investment."
📢 Call for Papers OGEL Special Issue on "International Energy and Investment Law Implications of the US Inflation Reduction Act"
The OGEL #Energy #Law journal (ISSN 1875-418X, www.ogel.org) invites submissions for a Special issue focusing on "#International #Energy and #Investment #Law Implications of the US Inflation Reduction Act".
Article Guidelines available upon request via email@example.com
The hope is this will shift firms' attention from loans to internally funded investment to help deal with the UK's #productivity problem.
It also plays to the FT's overall position on tax simplification!
Might make sense?
"Eighty Democrats signed a letter dated Aug. 7 urging Securities and Exchange Commission Chair Gary Gensler to quickly finalize a “strong and durable” #climate disclosure rule, which is likely to be finalized this fall."
"The House #GOP majority could bring legislation to the floor in the coming weeks aimed at undercutting the ability of #banks and financial firms to consider factors like #ClimateChange when making #investment decisions."
This week sees the final opening of the new Vaccine Development & Evaluation Centre at Porton Down.
For an investment of £65mn the Govt. hopes to be able to develop a #vaccine response to any #pathogen, such as a new wave of #Coronavirus, within 100 days; whatever we think about #Tories past efforts as disease control, this seems like a sensible & timely #investment.
But, its proximity to a defence facility (working on similar issues but for defence) will set the #socialmedia rumours flying!
Remembering that the UK has a weak #investment profile, another problem with the BoE's one-policy approach to #inflation during a #costsoflivingcrisis is that savers are pulling money out of their investment instruments to meet the costs of raised #mortgage costs.... so one more compounding aspect of the UK's #productivity problem - they really haven't got any answers have they!
A company spun-off from academic labs that designs and produces new chemicals with artificial intelligence and robotics, is raising $42.7 million in its first venture funding round.
#Countries comprised of 85% of the #world's #population formed a #coalition and demanded at #COP27 that the #rich countries, we who are most responsible for the harms of #ClimateChange, create an #ExtremeWeather #recovery #fund.
"You cannot adapt to extinction"
"3 drops of moisture"
Global venture funding for digital health start-ups remains mired at low levels, as the number of investment deals in the second quarter of 2023 dropped to its lowest level in eight years.
The argument here on rent and technofeudalism is interesting.
Oddly, this is sort of what finance has already done. Investors, VCs, other owners of large amounts of capital loan it to companies (and governments?), and demand repayment with interest. While larger institutional investors may be playing a longer, more conservative game and accept lower rates of return, VC and more aggressive investors demand higher rates of return (in part because they’re gambling and often lose).
This demand for repayment with interest adds nitro fuel to the industrial (and financial) growth economy. And not because more things or more services are good or needed. Because more profit is demanded by financial rentiers as they exploit people and planet.
A biotechnology company designing immunotherapies for solid tumor cancers with a patient's white blood cells is raising $80 million in its initial public offering or IPO.
The 20 Best Eddie Van Halen Quotes
Eddie Van Halen is universally understood to be one of the world's greatest electric guitar players. Here are 20 of his best quotes.
#EddieVanHalen #Dreams #Music #Singer #Guitarist #Musicianship #Excellence #Creativity #Inspiration #Opportunity #Gift #Motivation #Inclusion #Gratitude #Impact #Influence #Artistry #Investment #Surrender #Collaboration #Dedication #Authenticity #Generosity
Photo-shoot today at National Press Club, former congressman and now Amb. Joseph Kennedy III, special envoy to Northern Ireland for economic affairs, talking about U.S. trade with Northern Ireland of all things.
More photos on Smugmug ... https://technewslitphoto.smugmug.com/National-Press-Club-events/Amb-Joseph-Kennedy-III-news-conference
Infographic – Venture Funds Continue Slide in Q2
Venture capital funding for start-ups worldwide continued dropping in the second quarter of 2023 with dollar volumes down by double digits from just the first quarter of the year.
Following on from: 'The UK's water firms were privatised without any outstanding debts over thirty years ago.... now, the privatised #infrastructure (regional) #monopolies have around £62bn in debt, but are still failing to deliver an adequate service'...
It seems that in the next decade our #water bills will be rising by up to 40% to pay for the #infrastructure #investment that is required... again emphasising, that water companies' debt was funnelled into dividends not repairing the system
Biotech Start-Up to Discover Cystic Fibrosis Therapy
Crop Health Device Company Raises $3.5M in Early Funds
A company detecting early-stage #crop diseases with handheld devices and artificial intelligence is raising $3.5 million in its seed venture round.
Lab to Develop New Bio-Based Sustainable Materials
Meanwhile #Germany is recording record levels of #ForeignDirctInvestment (FDI), and what do you know, the third highest source of that FDI is the UK... not least by firms looking to maintain a foothold in post-#Brexit #Europe...
Where's our investment gone?
Well looks like some of it is helping the German economy!
Infographic – U-Turn on A.I. Venture Funds in Q1
We have been told for generations that lowering taxes on the rich helps the economy, and that "increased entitlements" are a burden the taxpayer cannot afford.
These are lies. The truth, borne out by history is this:
Programs that help the poor, the working poor and those unable to work, actually benefit the overall economy and are not a net tax burden on the taxpayers. 1/2
Infographic – Psychedelics Funding Coming Down
Technology intelligence company CB Insights says this week that #psychedelic #therapies and services are generating little interest among venture #investors this year, with only nine deals totaling $21 million.
Biotech, Dairy Company Collaborate on Plant-Based Cheese
Infographic – Q1 2023 Venture Funds Hunker Down
many local buyers in New York prefer west-facing apartments, because the golden eyes at sunset are really charming. Coupled with the view of the Hudson River, the whole person is ecstatic and relaxed. This 3-bedroom, 3.5-bathroom property covers an area of 294 square meters, with views of Central Park and the beautiful sunset of the Hudson River. #property #NewYork #CentralPark #Manhattan #Investment #RealEstate #Apartment #LuxuryHouse #HighEnd
Infographic – Biotech Index Down in Q1 2023
Since the beginning of 2023, #NBI is down more than one percent, despite showing signs of life earlier in the year.
It can take many years (at least it did for me) & a bit of restraint to save up "f*ck you" money but it's always valuable to do so💰
It doesn't necessarily need to be used in that sense of the phrase, it can be used when the going gets too going or even say during budget cuts✨
Learn more about it here:
(boomers: you mean "savings"?😂)
"The paper’s data also showed a significant disparity between #public and #private #investment into AI #technology. In 2021, non-defence #US government agencies allocated $1.5bn to AI. The #EuropeanCommission planned to spend €1bn. Meanwhile, the private sector invested more than $340bn on AI in 2021."
Infographic – A.I. Venture Funds Tick Up in Q4 2022
while investment growth has largely stagnated in the UK, across the channel it continues (investment in France has grown by around 25% since #brexit)
When you look at the chart below, what you can see is that fiddling with corporation taxes or even how investment returns are taxed (or allowances play out) is not the issue...
re-engaging with the #singlemarket is job No.1!